Mortgage Loans in Broward County, FL — 2026 Loan Limits & Programs
2026 loan limits, program eligibility, and every city Tayton Capital serves in Broward County.
About Broward County
Broward County is a South Florida coastal county encompassing Fort Lauderdale and Hollywood — elevated FHA limits at $667,000 reflecting the Miami MSA's high-cost designation. Tayton Capital serves buyers throughout Broward County, including Fort Lauderdale, Hollywood, and Pompano Beach. Median home prices across the county range from $465,000 to $565,000, with FHA limits above the state floor at $667,000, giving first-time buyers meaningful additional purchasing power.
2026 Loan Limits — Broward County, FL
Broward County uses the standard Florida conforming baseline of $832,750, covering the vast majority of purchase transactions. FHA buyers benefit from an elevated county limit of $667,000, which is $125,713 above the Florida floor of $541,287. This provides meaningfully more purchasing power than buyers in floor-limit counties, particularly for 3.5% down FHA borrowers. VA loans carry no county cap for borrowers with full entitlement. Loans above $832,750 require jumbo or non-QM financing.
| Loan Type | 2026 Limit |
|---|---|
| Conforming / High-Balance | $832,750 |
| FHA | $667,000 |
| VA | No limit (full entitlement) |
| Jumbo | Above $832,750 |
Broward County FHA limit is above the state floor, giving FHA buyers additional purchasing power.
Mortgage Programs in Broward County
Conventional up to $832,750 — standard pricing, 3–5% down for qualifying buyers
FHA up to $667,000 — 3.5% down, flexible credit starting at 580 FICO, no income limit
VA — 0% down, no PMI, no county limit for full-entitlement veterans
Jumbo — available above $832,750 for purchases exceeding the conforming limit
DSCR Investor — qualify on rental income, close in LLC, no W-2 or tax returns required
Florida Hometown Heroes — up to $35,000 DPA for eligible FL residents in qualifying occupations
Cities We Serve in Broward County, FL
Broward County Mortgage FAQ
What are the 2026 loan limits in Broward County, FL?＋
The 2026 conforming loan limit in Broward County is $832,750. The FHA limit is $667,000. VA loans have no county cap for borrowers with full entitlement. Loans above $832,750 require jumbo financing. These limits are set by FHFA (conforming) and HUD (FHA) and apply throughout all of Broward County.
Does Tayton Capital serve all cities in Broward County?＋
Yes — Tayton Capital is licensed in Florida and serves the entire Broward County area. This includes Fort Lauderdale, Hollywood, Pompano Beach. We close loans for buyers in every city and unincorporated community throughout Broward County.
What mortgage programs are available in Broward County?＋
Buyers in Broward County have access to conventional, FHA, VA, jumbo, DSCR, and USDA loans depending on location and eligibility. FHA is particularly popular for first-time buyers with the $667,000 county limit. DSCR loans are available for investors without requiring W-2 income documentation.
Is Florida Hometown Heroes available in Broward County?＋
Yes — eligible Broward County buyers may qualify for Florida's Hometown Heroes program, which provides up to 5% of the purchase price (max $35,000) as down payment and closing cost assistance. The program is available to Florida residents employed in eligible occupations (healthcare, education, law enforcement, government, and others). Income limits apply at 120% of the area median income. Visit floridahousing.org or contact us for current Broward County eligibility details.
Ready to Buy or Refi in Broward County?
Tayton Capital is licensed in Florida and serves every city in Broward County. Get pre-approved today — same-day response.
More Florida Counties
- Monroe County · Conforming $990,150
- Duval County · Conforming $832,750
- Escambia County · Conforming $832,750
- Hillsborough County · Conforming $832,750
- Collier County · Conforming $832,750