Jumbo Loans
Jumbo Home Loans in Colorado & Florida
Financing for homes above the conforming loan limit — luxury purchases, high-cost mountain and coastal markets, and portfolio program flexibility.
Jumbo loans start where conforming loans end. In most counties that's $806,500 (2026), but high-cost markets like Eagle, Pitkin, and Monroe County have elevated thresholds. Pick your city below for local jumbo pricing.
Colorado Jumbo Loan Guides
90 cities
Arvada, CO
Threshold
$862,500
Typical price
$912,500
Aspen, CO
Threshold
$1,209,750
Typical price
$4,225,000
Aurora, CO
Threshold
$862,500
Typical price
$912,500
Avon, CO
Threshold
$1,249,125
Typical price
$1,349,125
Bailey, CO
Threshold
$862,500
Typical price
$912,500
Basalt, CO
Threshold
$1,209,750
Typical price
$1,309,750
Berthoud, CO
Threshold
$832,750
Typical price
$882,750
Black Hawk, CO
Threshold
$862,500
Typical price
$912,500
Boulder, CO
Threshold
$879,750
Typical price
$929,750
Breckenridge, CO
Threshold
$1,092,500
Typical price
$1,342,500
Brighton, CO
Threshold
$862,500
Typical price
$912,500
Broomfield, CO
Threshold
$862,500
Typical price
$912,500
Buena Vista, CO
Threshold
$832,750
Typical price
$882,750
Carbondale, CO
Threshold
$1,209,750
Typical price
$1,309,750
Castle Rock, CO
Threshold
$862,500
Typical price
$912,500
Centennial, CO
Threshold
$862,500
Typical price
$912,500
Colorado Springs, CO
Threshold
$832,750
Typical price
$882,750
Commerce City, CO
Threshold
$862,500
Typical price
$912,500
Conifer, CO
Threshold
$862,500
Typical price
$912,500
Copper Mountain, CO
Threshold
$1,092,500
Typical price
$1,342,500
Craig, CO
Threshold
$1,089,050
Typical price
$1,139,050
Crested Butte, CO
Threshold
$832,750
Typical price
$1,082,750
Denver, CO
Threshold
$862,500
Typical price
$912,500
Dillon, CO
Threshold
$1,092,500
Typical price
$1,192,500
Durango, CO
Threshold
$832,750
Typical price
$882,750
Eagle, CO
Threshold
$1,249,125
Typical price
$1,299,125
Eaton, CO
Threshold
$832,750
Typical price
$882,750
Edwards, CO
Threshold
$1,249,125
Typical price
$1,349,125
Elizabeth, CO
Threshold
$862,500
Typical price
$912,500
Englewood, CO
Threshold
$862,500
Typical price
$912,500
Erie, CO
Threshold
$879,750
Typical price
$929,750
Estes Park, CO
Threshold
$832,750
Typical price
$932,750
Evergreen, CO
Threshold
$862,500
Typical price
$912,500
Fairplay, CO
Threshold
$862,500
Typical price
$912,500
Firestone, CO
Threshold
$832,750
Typical price
$882,750
Fort Collins, CO
Threshold
$832,750
Typical price
$882,750
Fraser, CO
Threshold
$883,200
Typical price
$983,200
Frederick, CO
Threshold
$832,750
Typical price
$882,750
Frisco, CO
Threshold
$1,092,500
Typical price
$1,192,500
Glenwood Springs, CO
Threshold
$1,209,750
Typical price
$1,309,750
Golden, CO
Threshold
$862,500
Typical price
$912,500
Granby, CO
Threshold
$883,200
Typical price
$933,200
Gunnison, CO
Threshold
$832,750
Typical price
$882,750
Gypsum, CO
Threshold
$1,249,125
Typical price
$1,299,125
Hayden, CO
Threshold
$1,089,050
Typical price
$1,139,050
Highlands Ranch, CO
Threshold
$862,500
Typical price
$912,500
Idaho Springs, CO
Threshold
$862,500
Typical price
$912,500
Johnstown, CO
Threshold
$832,750
Typical price
$882,750
Keystone, CO
Threshold
$1,092,500
Typical price
$1,192,500
Lafayette, CO
Threshold
$879,750
Typical price
$929,750
Lake George, CO
Threshold
$862,500
Typical price
$912,500
Lakewood, CO
Threshold
$862,500
Typical price
$912,500
Leadville, CO
Threshold
$1,092,500
Typical price
$1,142,500
Littleton, CO
Threshold
$862,500
Typical price
$912,500
Lone Tree, CO
Threshold
$862,500
Typical price
$912,500
Longmont, CO
Threshold
$879,750
Typical price
$929,750
Louisville, CO
Threshold
$879,750
Typical price
$929,750
Loveland, CO
Threshold
$832,750
Typical price
$882,750
Mead, CO
Threshold
$832,750
Typical price
$882,750
Minturn, CO
Threshold
$1,249,125
Typical price
$1,349,125
Monument, CO
Threshold
$832,750
Typical price
$882,750
Morrison, CO
Threshold
$862,500
Typical price
$912,500
New Castle, CO
Threshold
$1,209,750
Typical price
$1,259,750
Northglenn, CO
Threshold
$862,500
Typical price
$912,500
Norwood, CO
Threshold
$994,750
Typical price
$1,044,750
Oak Creek, CO
Threshold
$1,089,050
Typical price
$1,139,050
Ouray, CO
Threshold
$832,750
Typical price
$882,750
Pagosa Springs, CO
Threshold
$832,750
Typical price
$882,750
Parachute, CO
Threshold
$1,209,750
Typical price
$1,259,750
Parker, CO
Threshold
$862,500
Typical price
$912,500
Placerville, CO
Threshold
$994,750
Typical price
$1,044,750
Ridgway, CO
Threshold
$832,750
Typical price
$882,750
Rifle, CO
Threshold
$1,209,750
Typical price
$1,259,750
Salida, CO
Threshold
$832,750
Typical price
$882,750
Silt, CO
Threshold
$1,209,750
Typical price
$1,259,750
Silverthorne, CO
Threshold
$1,092,500
Typical price
$1,192,500
Silverton, CO
Threshold
$832,750
Typical price
$882,750
Snowmass Village, CO
Threshold
$1,209,750
Typical price
$2,110,000
Steamboat Springs, CO
Threshold
$1,089,050
Typical price
$1,339,050
Superior, CO
Threshold
$879,750
Typical price
$929,750
Tabernash, CO
Threshold
$883,200
Typical price
$933,200
Telluride, CO
Threshold
$994,750
Typical price
$2,890,000
Thornton, CO
Threshold
$862,500
Typical price
$912,500
Timnath, CO
Threshold
$832,750
Typical price
$882,750
Vail, CO
Threshold
$1,249,125
Typical price
$2,410,000
Westminster, CO
Threshold
$862,500
Typical price
$912,500
Wheat Ridge, CO
Threshold
$862,500
Typical price
$912,500
Windsor, CO
Threshold
$832,750
Typical price
$882,750
Winter Park, CO
Threshold
$883,200
Typical price
$983,200
Woodland Park, CO
Threshold
$832,750
Typical price
$882,750
Florida Jumbo Loan Guides
21 cities
30A / Santa Rosa Beach, FL
Threshold
$832,750
Typical price
$1,110,000
Boca Raton, FL
Threshold
$832,750
Typical price
$932,750
Bonita Springs, FL
Threshold
$832,750
Typical price
$932,750
Bradenton, FL
Threshold
$832,750
Typical price
$932,750
Clearwater, FL
Threshold
$832,750
Typical price
$932,750
Destin, FL
Threshold
$832,750
Typical price
$932,750
Fernandina Beach, FL
Threshold
$832,750
Typical price
$932,750
Fort Lauderdale, FL
Threshold
$832,750
Typical price
$882,750
Fort Walton Beach, FL
Threshold
$832,750
Typical price
$932,750
Key West, FL
Threshold
$990,150
Typical price
$1,280,000
Marco Island, FL
Threshold
$832,750
Typical price
$1,460,000
Miami, FL
Threshold
$832,750
Typical price
$882,750
Miami Beach, FL
Threshold
$832,750
Typical price
$1,165,000
Naples, FL
Threshold
$832,750
Typical price
$932,750
Palm Beach Gardens, FL
Threshold
$832,750
Typical price
$882,750
Panama City Beach, FL
Threshold
$832,750
Typical price
$932,750
Sarasota, FL
Threshold
$832,750
Typical price
$932,750
St. Augustine, FL
Threshold
$832,750
Typical price
$932,750
St. Petersburg, FL
Threshold
$832,750
Typical price
$882,750
Tampa, FL
Threshold
$832,750
Typical price
$882,750
Venice, FL
Threshold
$832,750
Typical price
$932,750