Coral Gables, Florida · VA

VA Home Loans in Coral Gables, FL — Zero Down for Veterans & Active Duty

Down Payment Required
$0 (full entitlement)
Monthly PMI
$0 — VA has no PMI
Monthly PMI Savings
~$440/mo vs. conventional
Funding Fee (1st use)
$21,200 (2.15%, waived for disability)

About This Program in Coral Gables

Veterans and active-duty service members in Coral Gables qualify for VA loans with zero down payment, no monthly PMI, and no county loan limit with full entitlement. On Coral Gables's median home price of $985,000, that's $197,000 in down payment savings and approximately $440/month in PMI savings versus conventional financing. VA rates are typically among the lowest available for any loan type.

The Coral Gables Market

With full VA entitlement, Coral Gables veterans can purchase above Florida's $832,750 conforming limit with no down payment requirement. A small down payment (typically 25% of the amount above the limit) applies for partial-entitlement borrowers.

Who Qualifies

Surviving spouses of veterans who died in service or from a service-connected disability also qualify for VA loans in Coral Gables with the same zero-down benefit.

Frequently Asked Questions

VA Pre-Approval in Coral Gables — Same Day

We specialize in VA loans and close faster than most lenders. Get your VA Certificate of Eligibility and pre-approval in one call.

Get started

See your loan options in minutes.

Tell us a little about you and we'll reach out personally — usually within one business day.

Or call (970) 708-9624

By submitting, you agree to our Terms and Privacy Policy. No obligation.