About This Program in Hot Sulphur Springs
Grand County's 2026 FHA limit of $883,200 sits $341,913 above Colorado's standard floor of $541,287, giving Hot Sulphur Springs buyers significantly more purchasing power than most Colorado markets. At Hot Sulphur Springs's median price of $345,000, FHA requires just $12,100 down — saving $56,900 versus a 20% conventional down payment. Monthly MIP runs approximately $150 at that loan size, with a one-time upfront MIP of $5,800 typically rolled into the loan.