Keystone is one of Colorado's strongest short-term rental markets, and DSCR financing is the primary tool for investors buying here. DSCR loans qualify based solely on the property's projected rental income — no personal income documentation, no W-2s, no tax returns. Investors typically put 25% down ($223,800 on Keystone's $895,000 median) and can close in an LLC for asset protection.
Condotel-designated properties in Keystone require non-QM or specialized DSCR financing — standard DSCR lenders will not lend on condotel projects. We work with lenders who specifically underwrite condotel cash flow. Call us before making an offer on any resort-designated unit to confirm lender eligibility.
DSCR loans are not limited to STR — long-term rental properties in Keystone qualify equally. We run DSCR analysis for both income scenarios so you can choose the highest-return strategy.
Send us the property address and projected rent and we'll run a full DSCR analysis same day — including rate scenarios at 20%, 25%, and 30% down.
Tell us a little about you and we'll reach out personally — usually within one business day.
Or call (970) 708-9624