Lake Nona · Orange County

Mortgage Broker in Lake Nona, Orange County, Florida

2026 Loan Limits in Lake Nona, Orange County

The 2026 conforming loan limit in Orange County is $832,750, covering most Lake Nona home purchases. FHA buyers work within Florida's $541,287 floor — 3.5% down, flexible credit, and no income limit for qualifying.

Loan Programs Available

Conventional

Fannie Mae and Freddie Mac financing up to $832,750 in Orange County — primary, second home, and investment.

FHA

3.5% down, flexible credit, no income cap. Lake Nona's 2026 FHA ceiling: $541,287.

DSCR

Investment property financing that qualifies on rental income — no personal income documentation required. Common in Lake Nona for long-term rentals and small multi-unit properties.

Jumbo & Non-QM

For loans above the conforming ceiling, bank statement, P&L, asset depletion, and foreign national programs are available.

Local Market Notes

Orange County; Lake Nona Medical City; fast-growing; tech and healthcare hub.

Frequently Asked Questions

What is the 2026 conforming loan limit in Lake Nona, Florida?

Lake Nona sits in Orange County, where the 2026 conforming loan limit is $832,750. Loans up to that amount are eligible for Fannie Mae or Freddie Mac financing; anything above is jumbo territory.

What is the 2026 FHA loan limit in Lake Nona?

The 2026 FHA loan limit in Orange County is $541,287 for a single-family home. FHA financing allows 3.5% down with flexible credit and no income cap.

What loan programs does Tayton Capital offer in Lake Nona?

We offer conventional, FHA, VA, DSCR, jumbo, and Non-QM (bank statement, P&L, asset depletion, foreign national) financing in Lake Nona and throughout Florida.