Pompano Beach, Florida · FHA

FHA Loans in Pompano Beach, FL — Broward County 2026 Limits & Requirements

2026 FHA Limit
$667,000
Min Down Payment
$16,300 (3.5% on $465,000)
Monthly MIP
~$200/mo
Closing Cost Advantage
Save $76,700 vs 20% down

About This Program in Pompano Beach

Broward County's 2026 FHA limit of $667,000 sits $125,713 above Florida's standard floor of $541,287, giving Pompano Beach buyers significantly more purchasing power than most Florida markets. At Pompano Beach's median price of $465,000, FHA requires just $16,300 down — saving $76,700 versus a 20% conventional down payment. Monthly MIP runs approximately $200 at that loan size, with a one-time upfront MIP of $7,900 typically rolled into the loan.

The Pompano Beach Market

Most Pompano Beach purchases fall comfortably within the $667,000 FHA ceiling. FHA is a strong fit for first-time buyers, repeat buyers with limited down payment, and borrowers with credit scores down to 580.

Who Qualifies

Florida's Hometown Heroes program offers up to $35,000 in down payment and closing cost assistance for eligible buyers including healthcare workers, teachers, and first responders.

Frequently Asked Questions

Get FHA Pre-Approved in Pompano Beach Today

We close FHA loans in Broward County — typically in 21–28 days. Tell us your purchase price and we'll send you a full breakdown within hours.

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