Venice · Sarasota County

Mortgage Broker in Venice, Sarasota County, Florida

2026 Loan Limits in Venice, Sarasota County

The 2026 conforming loan limit in Sarasota County is $832,750 — Florida's standard baseline — which covers the majority of Venice purchases. Sarasota County's FHA limit is $711,400, or $170,113 above Florida's $541,287 floor, giving FHA buyers meaningfully more purchasing power than buyers in most Florida markets.

Loan Programs Available

Conventional

Fannie Mae and Freddie Mac financing up to $832,750 in Sarasota County — primary, second home, and investment.

FHA

3.5% down, flexible credit, no income cap. Venice's 2026 FHA ceiling: $711,400.

DSCR

Investment property financing that qualifies on rental income — no personal income documentation required. Common in Venice for long-term rentals and small multi-unit properties.

Jumbo & Non-QM

For loans above the conforming ceiling, bank statement, P&L, asset depletion, and foreign national programs are available.

Local Market Notes

Sarasota County; retiree market; growing; affordable vs Sarasota proper.

Frequently Asked Questions

What is the 2026 conforming loan limit in Venice, Florida?

Venice sits in Sarasota County, where the 2026 conforming loan limit is $832,750. Loans up to that amount are eligible for Fannie Mae or Freddie Mac financing; anything above is jumbo territory.

What is the 2026 FHA loan limit in Venice?

The 2026 FHA loan limit in Sarasota County is $711,400 for a single-family home. FHA financing allows 3.5% down with flexible credit and no income cap.

What loan programs does Tayton Capital offer in Venice?

We offer conventional, FHA, VA, DSCR, jumbo, and Non-QM (bank statement, P&L, asset depletion, foreign national) financing in Venice and throughout Florida.