
Mortgage Broker in Aventura, FL — Miami-Dade County
Aventura sits on the border of Miami-Dade and Broward Counties along the Intracoastal Waterway, known for Aventura Mall, luxury condo towers, and a significant international and domestic buyer base. Williams Island, Turnberry Isle, and the oceanfront condo corridor are among South Florida's most active luxury markets.
Top Loan Programs in Aventura
Buying in Aventura from Out of State?
We're licensed in both Colorado and Florida — one broker, both states. Most of our Florida clients close fully remotely with e-sign and mobile notary. No office visit required.
Frequently Asked Questions
What are the 2026 loan limits in Miami-Dade County, FL?+
The 2026 conforming loan limit in Miami-Dade County is $806,500. The FHA limit is —. VA loans have no county loan limit for borrowers with full entitlement. Loans above the conforming limit require jumbo financing.
What down payment do I need to buy in Aventura, FL?+
Down payment requirements depend on the loan: 0% for VA and USDA (where eligible), 3.5% for FHA, 3–5% for conventional first-time buyers, 10–20% for jumbo loans, and 20–25% for DSCR investor loans.
Can I get a mortgage in Aventura if I live in Colorado?+
Yes — Tayton Capital is licensed in both Colorado and Florida. We close fully remote using e-sign and mobile notary at closing. Most out-of-state buyers never need to visit our office.
Does Tayton Capital do DSCR loans in Aventura?+
Yes. DSCR loans qualify based on the property's rental income — not your W-2 or tax returns. They're available for single-family, condos, and 2–4 unit properties in Aventura with a minimum 20–25% down payment.
Ready to buy in Aventura?
Get pre-approved in minutes — we'll follow up the same day with loan options tailored to Miami-Dade County.
