Jacksonville is home to two major naval installations — NAS Jacksonville and Naval Station Mayport — making Duval County one of the highest VA loan markets in the Southeast. The Jacksonville MSA, including Clay County (Orange Park, Fleming Island) and St. Johns County (Ponte Vedra, Nocatee), sees thousands of VA loan transactions annually.
Tayton Capital originates VA loans across the entire Jacksonville metro — Duval, Clay, Nassau, and St. Johns Counties.
Military installations near Jacksonville
NAS Jacksonville: Major naval air station on the south side of Jacksonville. Drives VA volume across southwest Jacksonville, Orange Park, Middleburg, and Fleming Island.
Naval Station Mayport: Atlantic Fleet homeport on Jacksonville's coast. Drives VA volume in Atlantic Beach, Neptune Beach, Jacksonville Beach, and Southside Jacksonville.
Blount Island Command: Marine Corps Prepositioning Program. Supports VA activity in North Jacksonville and Nassau County.
VA loan markets around Jacksonville
Orange Park / Clay County: Among the highest-volume VA markets in Florida. Median home prices in the $320,000–$420,000 range. Strong NAS Jacksonville buyer base.
Fleming Island: Planned community in Clay County popular with military families for schools and commute to NAS Jacksonville.
Jacksonville Beach / Atlantic Beach / Neptune Beach: Beach communities near Mayport. Higher prices but strong VA activity.
Nocatee / Ponte Vedra (St. Johns County): Premier schools, master-planned community. Popular with retiring officers and senior enlisted.
Middleburg / Keystone Heights: More rural, larger lots, lower prices. Strong USDA and VA activity.
2026 Duval County VA loan limits
Veterans with full entitlement have no loan limit with $0 down. Duval County uses the standard FL conforming limit — verify at FHFA.gov. St. Johns and Clay County also use the standard limit.
Jacksonville VA loan FAQs
How fast can you close a VA loan near NAS Jacksonville?
Our target for Jacksonville VA loans is 21 days. We order the VA appraisal and pull the COE on day one. Jacksonville VA appraisal turnaround is typically 10–14 days.
Does VA work for townhomes and condos in Jacksonville?
Yes for townhomes. Condos require VA project approval — we check this before you go under contract.
Related: VA loans Florida | Mortgage broker Jacksonville | Florida loan limits