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Investor Loans · 173 City Guides

Investment Property & DSCR Loans — Colorado & Florida City Guides 2026

Rent estimates, DSCR ratios, cap rates, and down payment math for every Colorado and Florida market we serve.

A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the property's rental income rather than your personal W-2s, tax returns, or DTI. If the rent covers the mortgage payment, you can typically qualify — with 20% down, close in an LLC, and no cap on the number of properties you can own.

Tayton Capital originates DSCR, conventional investor, and portfolio investment loans across Colorado and Florida. Below are 173 city-level investor guides with modeled rent estimates, DSCR ratios, cap rates, and down payment math — pick your target market to see the numbers.

Colorado Investment Markets (111)

Alamosa

Alamosa County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.28x
Cap Rate: 6.3%

See investor guide

Almont

Gunnison County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Arvada

Jefferson County

Est. Monthly Rent: $3,800
DSCR Ratio: 1.06x
Cap Rate: 5.2%

See investor guide

Aspen

Pitkin County

Est. Monthly Rent: $10,200
Est. STR Gross: $24,500
DSCR Ratio: 1.21x
Cap Rate: 2.5%

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Aurora

Arapahoe County

Est. Monthly Rent: $3,300
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Avon

Eagle County

Est. Monthly Rent: $4,400
Est. STR Gross: $3,800
DSCR Ratio: 0.7x
Cap Rate: 3.5%

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Bayfield

La Plata County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Beaver Creek

Eagle County

Est. Monthly Rent: $11,200
Est. STR Gross: $10,200
DSCR Ratio: 0.5x
Cap Rate: 2.5%

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Boulder

Boulder County

Est. Monthly Rent: $5,200
DSCR Ratio: 0.92x
Cap Rate: 4.5%

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Breckenridge

Summit County

Est. Monthly Rent: $5,800
Est. STR Gross: $8,800
DSCR Ratio: 1.07x
Cap Rate: 3.5%

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Broomfield

Broomfield County

Est. Monthly Rent: $4,000
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Buena Vista

Chaffee County

Est. Monthly Rent: $3,800
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Canon City

Fremont County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.31x
Cap Rate: 6.5%

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Carbondale

Garfield County

Est. Monthly Rent: $4,700
DSCR Ratio: 0.71x
Cap Rate: 3.5%

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Castle Rock

Douglas County

Est. Monthly Rent: $3,900
DSCR Ratio: 0.92x
Cap Rate: 4.6%

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Cedaredge

Delta County

Est. Monthly Rent: $2,900
DSCR Ratio: 1.29x
Cap Rate: 6.4%

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Centennial

Arapahoe County

Est. Monthly Rent: $4,200
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Center

Saguache County

Est. Monthly Rent: $2,200
DSCR Ratio: 1.42x
Cap Rate: 7.0%

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Collbran

Mesa County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Colorado Springs

El Paso County

Est. Monthly Rent: $3,500
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Commerce City

Adams County

Est. Monthly Rent: $3,100
DSCR Ratio: 1.18x
Cap Rate: 5.8%

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Cortez

Montezuma County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.28x
Cap Rate: 6.3%

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Craig

Moffat County

Est. Monthly Rent: $2,400
DSCR Ratio: 1.43x
Cap Rate: 7.1%

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Crawford

Delta County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Crested Butte

Gunnison County

Est. Monthly Rent: $6,500
Est. STR Gross: $6,600
DSCR Ratio: 0.72x
Cap Rate: 3.5%

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Cripple Creek

Teller County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Del Norte

Rio Grande County

Est. Monthly Rent: $2,400
DSCR Ratio: 1.43x
Cap Rate: 7.1%

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Delta

Delta County

Est. Monthly Rent: $3,000
DSCR Ratio: 1.3x
Cap Rate: 6.4%

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Denver

Denver County

Est. Monthly Rent: $3,900
DSCR Ratio: 1.07x
Cap Rate: 5.3%

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Dillon

Summit County

Est. Monthly Rent: $4,600
Est. STR Gross: $3,400
DSCR Ratio: 0.92x
Cap Rate: 4.6%

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Dolores

Montezuma County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.31x
Cap Rate: 6.5%

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Durango

La Plata County

Est. Monthly Rent: $4,200
Est. STR Gross: $3,200
DSCR Ratio: 0.91x
Cap Rate: 4.5%

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Eagle

Eagle County

Est. Monthly Rent: $4,000
DSCR Ratio: 0.92x
Cap Rate: 4.6%

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Edwards

Eagle County

Est. Monthly Rent: $5,100
Est. STR Gross: $3,500
DSCR Ratio: 0.92x
Cap Rate: 4.5%

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Englewood

Arapahoe County

Est. Monthly Rent: $3,700
DSCR Ratio: 1.18x
Cap Rate: 5.8%

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Estes Park

Larimer County

Est. Monthly Rent: $4,000
Est. STR Gross: $3,500
DSCR Ratio: 0.91x
Cap Rate: 4.5%

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Florence

Fremont County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Fort Collins

Larimer County

Est. Monthly Rent: $3,800
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Fraser

Grand County

Est. Monthly Rent: $4,200
Est. STR Gross: $3,200
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Frisco

Summit County

Est. Monthly Rent: $5,200
Est. STR Gross: $5,500
DSCR Ratio: 0.97x
Cap Rate: 4.5%

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Fruita

Mesa County

Est. Monthly Rent: $3,500
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Glenwood Springs

Garfield County

Est. Monthly Rent: $4,300
DSCR Ratio: 0.91x
Cap Rate: 4.5%

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Golden

Jefferson County

Est. Monthly Rent: $4,500
DSCR Ratio: 0.92x
Cap Rate: 4.5%

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Gould

Jackson County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Granby

Grand County

Est. Monthly Rent: $4,000
Est. STR Gross: $2,800
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Grand Junction

Mesa County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Grand Lake

Grand County

Est. Monthly Rent: $4,000
Est. STR Gross: $3,100
DSCR Ratio: 0.91x
Cap Rate: 4.5%

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Greeley

Weld County

Est. Monthly Rent: $3,100
DSCR Ratio: 1.18x
Cap Rate: 5.8%

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Gunnison

Gunnison County

Est. Monthly Rent: $3,800
Est. STR Gross: $2,400
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Gypsum

Eagle County

Est. Monthly Rent: $3,700
DSCR Ratio: 1.07x
Cap Rate: 5.3%

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Hayden

Routt County

Est. Monthly Rent: $3,200
Est. STR Gross: $2,400
DSCR Ratio: 1.31x
Cap Rate: 6.5%

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Highlands Ranch

Douglas County

Est. Monthly Rent: $4,000
DSCR Ratio: 0.92x
Cap Rate: 4.6%

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Hot Sulphur Springs

Grand County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.28x
Cap Rate: 6.3%

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Hotchkiss

Delta County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.31x
Cap Rate: 6.5%

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Ignacio

La Plata County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.31x
Cap Rate: 6.5%

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Keystone

Summit County

Est. Monthly Rent: $5,200
Est. STR Gross: $4,900
DSCR Ratio: 0.92x
Cap Rate: 4.5%

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La Junta

Otero County

Est. Monthly Rent: $1,900
DSCR Ratio: 1.39x
Cap Rate: 6.9%

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Lakewood

Jefferson County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Lakewood

Jefferson County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Lamar

Prowers County

Est. Monthly Rent: $2,000
DSCR Ratio: 1.4x
Cap Rate: 6.9%

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Leadville

Lake County

Est. Monthly Rent: $3,500
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Littleton

Arapahoe County

Est. Monthly Rent: $3,800
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Longmont

Boulder County

Est. Monthly Rent: $3,800
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Loveland

Larimer County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Mancos

Montezuma County

Est. Monthly Rent: $3,700
DSCR Ratio: 1.18x
Cap Rate: 5.8%

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Meeker

Rio Blanco County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.28x
Cap Rate: 6.3%

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Monte Vista

Rio Grande County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Montrose

Montrose County

Est. Monthly Rent: $3,500
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Mountain Village

San Miguel County

Est. Monthly Rent: $5,800
Est. STR Gross: $8,700
DSCR Ratio: 0.76x
Cap Rate: 2.5%

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Naturita

Montrose County

Est. Monthly Rent: $2,000
DSCR Ratio: 1.4x
Cap Rate: 6.9%

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New Castle

Garfield County

Est. Monthly Rent: $3,500
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Nucla

Montrose County

Est. Monthly Rent: $2,200
DSCR Ratio: 1.42x
Cap Rate: 7.0%

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Oak Creek

Routt County

Est. Monthly Rent: $3,300
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Olathe

Montrose County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.28x
Cap Rate: 6.3%

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Ouray

Ouray County

Est. Monthly Rent: $4,000
Est. STR Gross: $3,400
DSCR Ratio: 0.91x
Cap Rate: 4.5%

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Pagosa Springs

Archuleta County

Est. Monthly Rent: $3,900
Est. STR Gross: $3,500
DSCR Ratio: 1.07x
Cap Rate: 5.3%

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Palisade

Mesa County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Paonia

Delta County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.28x
Cap Rate: 6.3%

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Parachute

Garfield County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.28x
Cap Rate: 6.3%

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Parker

Douglas County

Est. Monthly Rent: $4,400
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Pleasant View

Montezuma County

Est. Monthly Rent: $2,400
DSCR Ratio: 1.43x
Cap Rate: 7.1%

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Poncha Springs

Chaffee County

Est. Monthly Rent: $3,300
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Pueblo

Pueblo County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Rangely

Rio Blanco County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Ridgway

Ouray County

Est. Monthly Rent: $4,600
Est. STR Gross: $3,000
DSCR Ratio: 0.92x
Cap Rate: 4.6%

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Rifle

Garfield County

Est. Monthly Rent: $3,100
DSCR Ratio: 1.18x
Cap Rate: 5.8%

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Saguache

Saguache County

Est. Monthly Rent: $2,000
DSCR Ratio: 1.4x
Cap Rate: 6.9%

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Salida

Chaffee County

Est. Monthly Rent: $4,000
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Silt

Garfield County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.31x
Cap Rate: 6.5%

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Silverthorne

Summit County

Est. Monthly Rent: $4,500
Est. STR Gross: $3,500
DSCR Ratio: 0.92x
Cap Rate: 4.5%

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Silverton

San Juan County

Est. Monthly Rent: $3,200
Est. STR Gross: $2,800
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Snowmass Village

Pitkin County

Est. Monthly Rent: $6,700
Est. STR Gross: $10,500
DSCR Ratio: 0.79x
Cap Rate: 2.5%

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Steamboat Lake

Routt County

Est. Monthly Rent: $3,200
Est. STR Gross: $3,000
DSCR Ratio: 1.19x
Cap Rate: 5.9%

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Steamboat Springs

Routt County

Est. Monthly Rent: $5,200
Est. STR Gross: $6,200
DSCR Ratio: 0.85x
Cap Rate: 3.5%

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Steamboat Springs (rural)

Routt County

Est. Monthly Rent: $4,000
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Tabernash

Grand County

Est. Monthly Rent: $3,700
Est. STR Gross: $3,000
DSCR Ratio: 1.07x
Cap Rate: 5.3%

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Telluride

San Miguel County

Est. Monthly Rent: $7,700
Est. STR Gross: $13,100
DSCR Ratio: 0.86x
Cap Rate: 2.5%

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Telluride (rural)

San Miguel County

Est. Monthly Rent: $4,000
Est. STR Gross: $4,900
DSCR Ratio: 1.13x
Cap Rate: 4.6%

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Thornton

Adams County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.17x
Cap Rate: 5.8%

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Toponas

Routt County

Est. Monthly Rent: $2,400
DSCR Ratio: 1.43x
Cap Rate: 7.1%

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Towaoc

Montezuma County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Trinidad

Las Animas County

Est. Monthly Rent: $2,400
DSCR Ratio: 1.43x
Cap Rate: 7.1%

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Vail

Eagle County

Est. Monthly Rent: $6,700
Est. STR Gross: $10,500
DSCR Ratio: 0.79x
Cap Rate: 2.5%

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Victor

Teller County

Est. Monthly Rent: $2,000
DSCR Ratio: 1.4x
Cap Rate: 6.9%

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Walden

Jackson County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.44x
Cap Rate: 7.1%

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Walsenburg

Huerfano County

Est. Monthly Rent: $2,200
DSCR Ratio: 1.42x
Cap Rate: 7.0%

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Westminster

Jefferson County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.06x
Cap Rate: 5.2%

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Wheat Ridge

Jefferson County

Est. Monthly Rent: $3,600
DSCR Ratio: 1.08x
Cap Rate: 5.3%

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Winter Park

Grand County

Est. Monthly Rent: $4,600
Est. STR Gross: $3,800
DSCR Ratio: 0.92x
Cap Rate: 4.6%

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Woodland Park

Teller County

Est. Monthly Rent: $3,700
DSCR Ratio: 1.18x
Cap Rate: 5.8%

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Yampa

Routt County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.44x
Cap Rate: 7.1%

See investor guide

Florida Investment Markets (62)

30A / Santa Rosa Beach

Walton County

Est. Monthly Rent: $4,700
Est. STR Gross: $8,800
DSCR Ratio: 1.09x
Cap Rate: 3.5%

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Big Pine Key

Monroe County

Est. Monthly Rent: $4,200
Est. STR Gross: $4,100
DSCR Ratio: 0.88x
Cap Rate: 5.2%

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Boca Raton

Palm Beach County

Est. Monthly Rent: $4,000
Est. STR Gross: $3,800
DSCR Ratio: 0.76x
Cap Rate: 4.6%

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Bonita Springs

Lee County

Est. Monthly Rent: $4,000
Est. STR Gross: $4,100
DSCR Ratio: 0.91x
Cap Rate: 5.3%

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Bradenton

Manatee County

Est. Monthly Rent: $3,300
Est. STR Gross: $2,700
DSCR Ratio: 0.97x
Cap Rate: 5.8%

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Brandon

Hillsborough County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.08x
Cap Rate: 6.5%

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Callahan

Nassau County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.19x
Cap Rate: 7.1%

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Cape Coral

Lee County

Est. Monthly Rent: $3,200
Est. STR Gross: $4,000
DSCR Ratio: 1.35x
Cap Rate: 6.5%

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Celebration

Osceola County

Est. Monthly Rent: $3,500
Est. STR Gross: $2,700
DSCR Ratio: 0.98x
Cap Rate: 5.9%

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Clearwater

Pinellas County

Est. Monthly Rent: $3,300
Est. STR Gross: $3,900
DSCR Ratio: 1.14x
Cap Rate: 5.8%

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Coral Gables

Miami-Dade County

Est. Monthly Rent: $4,400
Est. STR Gross: $4,600
DSCR Ratio: 0.61x
Cap Rate: 3.5%

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Crestview

Okaloosa County

Est. Monthly Rent: $3,000
DSCR Ratio: 1.07x
Cap Rate: 6.4%

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DeFuniak Springs

Walton County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.19x
Cap Rate: 7.1%

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Destin

Okaloosa County

Est. Monthly Rent: $4,000
Est. STR Gross: $8,000
DSCR Ratio: 1.52x
Cap Rate: 4.6%

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Dunedin

Pinellas County

Est. Monthly Rent: $3,700
Est. STR Gross: $3,000
DSCR Ratio: 0.88x
Cap Rate: 5.3%

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Englewood

Sarasota County

Est. Monthly Rent: $3,300
DSCR Ratio: 0.97x
Cap Rate: 5.8%

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Estero

Lee County

Est. Monthly Rent: $3,700
DSCR Ratio: 0.88x
Cap Rate: 5.3%

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Fernandina Beach

Nassau County

Est. Monthly Rent: $4,000
Est. STR Gross: $4,500
DSCR Ratio: 0.86x
Cap Rate: 4.6%

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Fort Lauderdale

Broward County

Est. Monthly Rent: $3,800
Est. STR Gross: $4,000
DSCR Ratio: 0.92x
Cap Rate: 5.2%

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Fort Myers

Lee County

Est. Monthly Rent: $3,000
DSCR Ratio: 1.07x
Cap Rate: 6.4%

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Fort Myers Beach

Lee County

Est. Monthly Rent: $4,000
Est. STR Gross: $6,600
DSCR Ratio: 1.26x
Cap Rate: 4.6%

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Fort Walton Beach

Okaloosa County

Est. Monthly Rent: $3,200
Est. STR Gross: $3,500
DSCR Ratio: 1.18x
Cap Rate: 6.5%

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Golden Gate

Collier County

Est. Monthly Rent: $3,300
DSCR Ratio: 0.97x
Cap Rate: 5.8%

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Gulf Breeze

Santa Rosa County

Est. Monthly Rent: $3,600
Est. STR Gross: $3,900
DSCR Ratio: 1.05x
Cap Rate: 5.8%

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Hollywood

Broward County

Est. Monthly Rent: $3,700
DSCR Ratio: 0.97x
Cap Rate: 5.8%

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Homestead

Miami-Dade County

Est. Monthly Rent: $3,200
Est. STR Gross: $2,400
DSCR Ratio: 1.08x
Cap Rate: 6.5%

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Immokalee

Collier County

Est. Monthly Rent: $2,600
DSCR Ratio: 1.19x
Cap Rate: 7.1%

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Islamorada

Monroe County

Est. Monthly Rent: $4,400
Est. STR Gross: $8,800
DSCR Ratio: 1.16x
Cap Rate: 3.5%

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Jacksonville

Duval County

Est. Monthly Rent: $2,600
Est. STR Gross: $2,400
DSCR Ratio: 1.08x
Cap Rate: 6.4%

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Key West

Monroe County

Est. Monthly Rent: $5,200
Est. STR Gross: $12,200
DSCR Ratio: 1.78x
Cap Rate: 4.5%

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Kissimmee

Osceola County

Est. Monthly Rent: $3,000
Est. STR Gross: $3,200
DSCR Ratio: 1.14x
Cap Rate: 6.4%

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Lake Nona

Orange County

Est. Monthly Rent: $4,000
Est. STR Gross: $2,400
DSCR Ratio: 0.89x
Cap Rate: 5.3%

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Lakewood Ranch

Manatee County

Est. Monthly Rent: $3,900
Est. STR Gross: $2,800
DSCR Ratio: 0.76x
Cap Rate: 4.6%

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Largo

Pinellas County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.08x
Cap Rate: 6.5%

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Lehigh Acres

Lee County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.06x
Cap Rate: 6.3%

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Lynn Haven

Bay County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.06x
Cap Rate: 6.3%

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Marathon

Monroe County

Est. Monthly Rent: $4,300
Est. STR Gross: $4,900
DSCR Ratio: 0.86x
Cap Rate: 4.5%

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Marco Island

Collier County

Est. Monthly Rent: $5,200
Est. STR Gross: $7,300
DSCR Ratio: 1.06x
Cap Rate: 4.5%

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Miami

Miami-Dade County

Est. Monthly Rent: $4,200
Est. STR Gross: $5,200
DSCR Ratio: 1.08x
Cap Rate: 5.2%

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Miami Beach

Miami-Dade County

Est. Monthly Rent: $5,200
Est. STR Gross: $8,800
DSCR Ratio: 1.28x
Cap Rate: 4.5%

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Milton

Santa Rosa County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.08x
Cap Rate: 6.5%

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Miramar Beach

Walton County

Est. Monthly Rent: $4,600
Est. STR Gross: $5,400
DSCR Ratio: 0.9x
Cap Rate: 4.6%

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Naples

Collier County

Est. Monthly Rent: $4,600
Est. STR Gross: $8,000
DSCR Ratio: 1.31x
Cap Rate: 4.5%

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Niceville

Okaloosa County

Est. Monthly Rent: $3,600
DSCR Ratio: 0.97x
Cap Rate: 5.8%

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North Port

Sarasota County

Est. Monthly Rent: $3,200
Est. STR Gross: $2,600
DSCR Ratio: 1.08x
Cap Rate: 6.5%

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Orlando

Orange County

Est. Monthly Rent: $3,200
Est. STR Gross: $3,000
DSCR Ratio: 1.08x
Cap Rate: 6.5%

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Palm Beach

Palm Beach County

Est. Monthly Rent: $14,400
Est. STR Gross: $12,200
DSCR Ratio: 0.42x
Cap Rate: 2.5%

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Panama City

Bay County

Est. Monthly Rent: $2,700
DSCR Ratio: 1.19x
Cap Rate: 7.1%

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Panama City Beach

Bay County

Est. Monthly Rent: $3,600
Est. STR Gross: $4,900
DSCR Ratio: 1.32x
Cap Rate: 5.8%

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Pensacola

Escambia County

Est. Monthly Rent: $2,700
Est. STR Gross: $3,200
DSCR Ratio: 1.41x
Cap Rate: 7.1%

See investor guide

Pompano Beach

Broward County

Est. Monthly Rent: $3,500
Est. STR Gross: $3,000
DSCR Ratio: 0.98x
Cap Rate: 5.9%

See investor guide

Sanibel

Lee County

Est. Monthly Rent: $4,400
Est. STR Gross: $8,000
DSCR Ratio: 1.06x
Cap Rate: 3.5%

See investor guide

Sarasota

Sarasota County

Est. Monthly Rent: $3,600
Est. STR Gross: $4,100
DSCR Ratio: 1.02x
Cap Rate: 5.3%

See investor guide

St. Petersburg

Pinellas County

Est. Monthly Rent: $3,500
Est. STR Gross: $2,800
DSCR Ratio: 0.98x
Cap Rate: 5.9%

See investor guide

Tampa

Hillsborough County

Est. Monthly Rent: $3,100
Est. STR Gross: $3,100
DSCR Ratio: 0.97x
Cap Rate: 5.8%

See investor guide

Tarpon Springs

Pinellas County

Est. Monthly Rent: $3,300
Est. STR Gross: $2,700
DSCR Ratio: 0.97x
Cap Rate: 5.8%

See investor guide

Venice

Sarasota County

Est. Monthly Rent: $3,600
Est. STR Gross: $3,000
DSCR Ratio: 0.97x
Cap Rate: 5.8%

See investor guide

Wesley Chapel

Pasco County

Est. Monthly Rent: $3,500
DSCR Ratio: 0.98x
Cap Rate: 5.9%

See investor guide

West Palm Beach

Palm Beach County

Est. Monthly Rent: $4,000
Est. STR Gross: $3,200
DSCR Ratio: 0.89x
Cap Rate: 5.3%

See investor guide

Winter Park

Orange County

Est. Monthly Rent: $4,000
Est. STR Gross: $3,800
DSCR Ratio: 0.76x
Cap Rate: 4.6%

See investor guide

Yulee

Nassau County

Est. Monthly Rent: $3,200
DSCR Ratio: 1.08x
Cap Rate: 6.5%

See investor guide

Zephyrhills

Pasco County

Est. Monthly Rent: $2,800
DSCR Ratio: 1.06x
Cap Rate: 6.3%

See investor guide

DSCR loan questions

What is a DSCR loan?

A DSCR loan qualifies the property, not the borrower. Rental income vs. PITIA — no W-2s or tax returns required.

DSCR program details

Can I close in an LLC?

Yes — DSCR loans routinely close in the name of an LLC or partnership, protecting your personal balance sheet.

Ask about your structure

How many properties can I finance?

Unlimited with DSCR. Fannie Mae's 10-property cap doesn't apply — each property qualifies on its own cash flow.

Scale your portfolio

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